7 Acts - India Edition

These 7 Acts have been adapted to reflect India’s climate energy landscape, food systems and infrastructure,

offering practical and localised actions.

Act 1: Move your Money

To A Bank That Doesn’t Invest in Fossil Fuels

India is working to cut emissions, but its financial system still props up coal.
Citizens can still shift the balance by choosing greener banks.

India is among the top 10 greenhouse gas-emitting economies globally. However, at the same time, it is taking steps to mitigate its emissions. India has achieved two of its Nationally Determined Contributions (NDCs) targets of Paris Agreements ahead of time and has increased its goal to reduce the emissions intensity of its GDP from 35% to 45% by 2030, compared to a 2005 baseline. In 2022, the cost of generating solar photovoltaic electricity was $0.04 per kilowatt-hour (kWh) in both the People’s Republic of China (PRC) and India, compared to $0.06/kWh in the United States and $0.08/kWh in Germany (OWD 2022). A similar trend is observed for onshore wind energy. India has pledged to achieve net-zero emissions by 2070.

However, between 2016 and 2023, Indian banks provided nearly US$29 billion in coal financing through direct loans and underwriting. Public sector banks were responsible for about 75% of the loans, while private banks accounted for nearly 83% of the total underwriting.

Global and domestic financial trends indicate that coal is no longer a stable or profitable investment. Renewable energy has become cheaper, cleaner, and less risky, with round-the-clock supply available at 3.5–4.5 rupees per kWh—significantly below the cost of new coal power at 6–7 rupees per kWh. Studies suggest that stranded coal assets could amount to US$96.5 billion by 2047, posing risks to bank balance sheets and the broader financial system. Between 2016 and 2020, major Indian and foreign investors, including HDFC Mutual Funds and ICICI Prudential, are estimated to have lost around US$3 billion in foregone earnings due to the underperformance of coal sector stocks.

Although some banks—such as Federal Bank, Suryodaya Small Finance Bank, and RBL Bank—have adopted coal phase-out policies, others continue to fund coal. Citizens can play a role in shaping Indian banks’ energy transition by reallocating their investments toward greener options and engaging with banks to advocate for the adoption of coal exclusion policies.

Act 2: Move your Power Supply

To A 100% Renewable Resource

India is rapidly expanding its clean energy capacity, and households can play a direct role by switching to renewable power sources.

India has achieved a major climate milestone, reaching 50.1 per cent of its installed electricity capacity from non-fossil fuel sources as of June 30, 2025, surpassing its 2030 target set under the Paris Agreement five years ahead of schedule. The country’s installed capacity now stands at 485 gigawatts (GW), with over half of that, approximately 242.8 GW, coming from renewable sources, including solar, wind, and nuclear energy, as well as hydropower. Biopower, including biomass and biogas energy, adds another 11.32 GW to the renewable energy mix, while coal-fired generation declined nearly 3%.

India’s renewable energy push has also brought several key companies into the spotlight. Waaree Energies, NTPC Green, Inox, and Adani Green Energy are among the top players benefiting from the surge in solar and wind installations.

India’s rapid shift to renewable energy is hindered by insufficient storage capacity, forcing continued reliance on thermal power for stable supply. Despite policy efforts, high costs, slow implementation, and dependence on imported batteries impede large-scale energy storage development.

In addition, poor transmission infrastructure is holding back progress. India has about 60 GW of renewable power capacity that is ready but cannot be used fully because the electricity cannot be moved where it is needed. This shows the urgent need to improve the power grid and connect new projects to the system faster.

Source: CEA and NPP (https://iced.niti.gov.in/energy/electricity/generation)

Households in India

Households in India can adopt renewable energy by installing rooftop solar panels, which are now more accessible due to schemes like the PM Surya Ghar: Muft Bijli Yojana that provides subsidies. The power generated during daylight hours can be stored in batteries, allowing you to continue using electricity after the sun goes down. And any excess power you don't use can be sold into the national electricity grid as part of the Government's Smart Export Guarantee (SEG). By installing an electric vehicle charger at your home, you can maximise your renewable electricity by using it to power your car. Other options include using solar thermal systems for water heating.

Act 3: More Plant Based Food

Shop Seasonal and Local Where Possible

Act 4: More Green Travel

Choose Low Carbon Options Where Possible

Walking and public transport should be the choice of transport wherever possible.

Local Metro.

Some cities also have metro options that are faster and convenient.

The Vande Bharat Express is a semi-high-speed train service operated by the Indian Railways. Similar to the renowned Shatabdi Express, this train efficiently connects various cities across India with an operational speed of 130 km/hr.

Order Less, Cook More.

Many people in cities now prefer online food orders and home delivery. However, ordering multiple times a day or week causes fuel wastage and adds to traffic congestion. It’s better to plan, make a list, and order everything together to reduce these issues. Whenever possible, people should cook and eat at home — meal prepping (planning and preparing meals in advance) makes this easier, healthier, and more affordable.

https://www.vidhyashomecooking.com/indian-meal-planner/

Work From Home and Travel Low-Carbon.

Whenever possible, choose to work from home and attend meetings online to reduce unnecessary travel. For domestic trips, prefer trains as they are more eco-friendly, and for international travel, try to book low carbon footprint flights. These small choices can help reduce pollution and contribute to a healthier planet.

Choose Electric Vehicles or Carpool.

Electric vehicles can be chosen over carbon fuel vehicles; there are charging points available at several locations and can be accessed at:

https://evyatra.beeindia.gov.in/public-charging-stations/

Try carpooling with your neighbours and friends:

https://quickride.in/cities/carpooling-in-bengaluru.php

Support Local Women Entrepreneurs.

It is also good to hire women from the local neighbourhood to help with cooking. It ensures you get fresh, home-cooked meals while also providing livelihood opportunities and empowering women in your community. Some women’s groups offer tiffin services with home-cooked meals and also sell local snacks like peanut or sesame chikki, papad, dry fruit laddoos, and pickles. Buying from them is a healthier and more sustainable choice than consuming ultra-processed foods, while also supporting local women entrepreneurs.

Express Train.

Act 5: More Pre-Loved

Choose Local Low-Carbon Brands

Act 6: Measure Your Carbon Footprint

And cut where you can.

Want to understand your climate impact? These tools can help you calculate your carbon footprint based on transport choices, energy use and more.

Act 7: Motivate your loved ones

Your actions can influence others - sometimes more than you realise.

Share your journey or small climate steps with friends, family, or on social media.

  • Encourage colleagues in your workplace to be change agents.

  • If you’re hosting an event, make it low-waste and climate-conscious — your guests will notice.

Even simple conversations can spark bigger shifts.